Looking for a Cottage for Sale or House for Sale.  If  Armed with your down payment and your pre-approval letter from your bank or financial institution, the next step is finding the cottage or house that will best meet your family's needs. With realistic expectations, patience and plenty of research, you'll be well on your way. Whether you are looking for a house for sale in Bracebridge, Cottage for sale on Lake of Bays or a waterfront home for sale in Huntsville, you'll want to factor in other expenses, including home maintenance and repairs and property taxes, when you calculate how much you can afford for a monthly payment.

Next, differentiate your needs versus your wants. You NEED three bedrooms, but a fourth room would be nice as guest room. You NEED a two-car garage, but a larger one would be nice for storage. You NEED two bathrooms but want a luxurious master suite. There is always give and take required.

As you begin your house hunting in Muskoka, prepare a checklist.

Some of the features to rate might include size of the yard, roof condition and window condition. When it comes to the  interior, think about the floor plan; the size, quality, and functionality of the various rooms.

When you find the house you like, your agent will help you to make a competitive bid and Congratulations!  Enjoy.